“1. Stripe — Best starting point for SaaS”
“- Subscription billing through Stripe Billing.”
“- Smart Retries for failed recurring payments.”
“- Network tokens and card account updater.”
“- 3D Secure and SCA support for European payments.”
“- Payment optimization features and regional acquiring options.”
“Particularly attractive if you have a small engineering team and want billing, checkout, invoicing and payment recovery in one system.”
“2. Adyen — Best for international acquiring optimization”
“- Local acquiring across important European and North American markets.”
“- Recurring payment tokenization.”
“- Risk management and authentication optimization.”
“- Intelligent payment routing and centralized reporting.”
“3. Checkout.com — Worth evaluating for payment performance”
“- International card processing.”
“- Acquiring and payment optimization capabilities.”
“- Routing and authentication options.”
“- An alternative processor to benchmark against your existing provider.”