A question buyers ask AI

How does Tap to Pay work across different payment providers, and which ones let you turn a phone into a card machine without extra hardware?

Measured in 1 answer, last on Nov 10, 2026. Only the passages that name a brand are shown.

Brands in the answers

BrandNamed inRecommended inPositiveAvg. position
SumUp100%100%100%1
Stripe100%100%100%2
myPOS100%100%100%3
Viva.com100%100%100%4
Mollie100%100%100%5
Adyen100%100%100%6
Hobex100%0%0%—
Fiserv100%0%0%—
Sparkassen-Finanzgruppe100%0%0%—
Rapyd100%0%0%—
Nexi100%0%0%—
PAYONE100%0%0%—
Commerz Globalpay100%0%0%—
Revolut100%0%0%—

Where each answer names a brand

Answer 1 · Nov 10, 2026 · 6 sources cited
SumUp#1RecommendedSite citedpositive
“SumUp: For straightforward, occasional or small-business payments.”
+ no additional hardware required

“No additional card reader required.”

+ no hardware purchase necessary to start

“No hardware purchase necessary to start.”

+ suitable for freelancers and small businesses

“Good for freelancers, small businesses, market traders and occasional payments.”

Stripe#2RecommendedSite citedpositive
“Stripe: If you want to connect in-person payments with an existing software or online checkout system.”
+ integration with existing online payment system

“Particularly interesting if you already use Stripe for online payments.”

+ supports contactless cards and digital wallets

“Supports contactless cards and digital wallets.”

− requires software integration

“Its Terminal implementation can require software integration rather than simply installing a standalone merchant app.”

myPOS#3RecommendedSite citedpositive
“myPOS: If you want an integrated merchant account and payment acceptance.”
+ integrated merchant account

“Funds go directly into your myPOS business account.”

+ no extra hardware or additional Tap to Pay fee

“No extra hardware or additional Tap to Pay fee.”

+ supports Visa, Mastercard and digital wallets

“Supports Visa, Mastercard and digital wallets.”

Viva.com#4Recommendedpositive
“Viva.com: If you want a broader payment platform.”
+ broader payment ecosystem

“Offers a wider payment ecosystem.”

+ no external terminal needed

“No external terminal needed.”

Mollie#5RecommendedSite citedpositive
“Mollie: If you already use Mollie for online payments.”
+ supports standalone payments and software integrations

“Supports standalone payments and software integrations.”

+ no separate payment terminal required

“No separate payment terminal required.”

Adyen#6RecommendedSite citedpositive
“Adyen: If you're building a larger retail or enterprise payment operation.”
+ focused on enterprise payment infrastructure

“More focused on established businesses and enterprise payment infrastructure.”

Hobex
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
Commerz Globalpay
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”
“Apple's official German availability list also includes Revolut, PAYONE, Nexi, Hobex, Rapyd, Fiserv, Commerz Globalpay and the Sparkassen-Finanzgruppe.”

Sources the answers cite

← All questions and the Payment Processing & Gateways ranking