“Yes — Paddle is worth considering for your business, particularly because you're selling digital products internationally and want to avoid handling VAT, payment-card security, and chargeback administration yourself.”
“- Full Merchant of Record.”
“- Handles VAT, GST and sales tax.”
“- Handles payment processing, billing-related customer support and disputes.”
“- Hosted and embedded checkout options.”
“- No need for you to handle raw card data.”
“It also uses fraud monitoring and pre-chargeback alerts to identify potentially fraudulent transactions.”
“Paddle has a fairly comprehensive security and compliance program.”
“If the dispute is lost, the transaction amount is deducted from your seller balance.”
“Paddle currently documents a chargeback fee of $20, €20 or £20, depending on the transaction currency.”
“If Paddle wins, the recovered transaction amount is returned, but the dispute fee isn't.”
“- Full Merchant of Record.”
“- Handles international tax and compliance.”
“- Stores payment credentials using tokens rather than exposing raw card data.”
“- Supports subscriptions and digital software sales.”
“Worth comparing if you're building a larger software business and want established digital-commerce infrastructure.”
“- Full Merchant of Record.”
“- Handles international sales taxes and VAT.”
“- Handles payment processing, refunds and disputes.”
“- Built around digital products and subscriptions.”
“- Offers hosted checkout and APIs.”
“Worth evaluating if you want a digital-product-focused platform with a relatively straightforward integration.”
“4. Stripe – Managed Payments”
“- Stripe now has a Merchant of Record offering.”
“- Handles indirect taxes in supported countries.”
“- Includes fraud prevention and eligible dispute management.”
“- Supports digital products and subscriptions.”
“However, eligibility, product restrictions and supported integrations matter.”